Points that will be covered in this guide
- Introduction to Carding + Accronyms You May Encounter
- Security Basics/Methods to Stay Safe
- Basics of a Credit Card and the Different Types
- The Ordering Aspect - Before and After
- Links to applications I have mentioned
Carding (or scamming as some would call it) is an art, and as such, expect to fail a few times while you are getting started. The key to being successful is to not give up and keep trying different sites, methods etc. When you fail, DO NOT automatically start asking people to "teach" you how to card, or asking people for their methods. Most carders have endured tireless periods of 'trial and error' which is how they eventually came upon specific methods that work for them, and they will not just give away their hard earned work to someone who hasn't worked equally hard to find their own methods.
**One point I need to make early on and will repeat it at the end is this:
PAYPAL IS NOT ACCEPTED ANYWHERE IN THE CARDING SCENE SO DO NOT ASK TO PAY WITH IT!!
*There are also many accronyms and terms are you likely to encounter in the carding scene, here are some of the most frequent:
LR - Liberty Reserve - an online form of currency that is most widely accepted in the carder scene
WU - Western Union - another form of payment that is accepted
WMZ - WebMoney - yet another form of payment that is somewhat accepted
CVV - Most often used to describe a credit card that you buy, includes cardholder name/address/ccn/cvv2. I'll go more into this later
CVV2 - Credit Verification Value - The number on the back of the card used for verification purposes. 3 digit number for visa/mc and 4 digit for AMEX (American Express) (There is also CVV1 which is a verification number that is written into the mag stripe on the back of the card that is read when the card is swiped)
Drop - an address where you can send carded goods, NOT YOUR OWN HOUSE OR FRIENDS/RELATIVES!!
CCN - Credit Card Number - Includes the number of the card and expiration date, no name or address.
MMN - Mothers Maiden Name - Comes in handy when bypassing security measures on VBV/MCSC.
DOB - Date of Birth - Used to bypass some security measures.
SSN - Social Security Number - Same as both above, used to bypass security measures.
COB - Change of Billing - Some stores will only ship large/high priced items if the shipping and billing info match, these can be obtained through some cvv sellers, usually in the form of a 'Full'
Fulls - Same info as CVV but with more info eg. security question answers, SSN, DOB, MMN, etc. which can be used for COB, etc.
AVS - Address Verification Service - System that checks the billing address entered against the credit card company's records.
VBV - Verified by Visa - Extra verification process initially added by visa, there are different types of authentication used, most notably would be a password, date of birth, social security number, or mothers maiden name.
MCSC - MasterCard SecureCode - MC (MasterCard) adopted this process after VBV came out, basically the same thing but with mastercards.
POS - Point of Sale - Terminal at a physical shop where the card is swiped/read
Dump - The information that is written onto the magnetic stripe on the back of the card, the only way to get these is with a skimmer, comes in different 'tracks' which I will not be explaining - a dump would look like 4131980030032319=11101010000000006460
Skimmer - A device that is normally attached to an atm where you insert your card, which records your card information (there are other varients, that is the most common)
Embosser - A device that 'stamps' the cards to produce the raised lettering
Tipper - A device that adds the gold/silver accents to the embossed characters
MSR - Magnetic Stripe Reader/Writer - Used in the carding scene for writing dumps (and drivers license, student ID) info to blank cards or giftcards (if you want to use blank white cards, you will need a printer for the card template, embosser/tipper also, which can get costly to buy)
BIN - Bank Identification Number - The first 6 digits of a card number (this will be gone over in more detail later on)
Novs - Novelty ID - AKA a Fake ID - Commonly used for signing at drops, store pickups, WU Drops, Bank Drops, etc.
Before You Get Started - Security Aspects
Security (some may disagree) to me is a key aspect in carding. However, an important thing to note is that IF THEY WANT TO GET YOU THAT BADLY; THEN THEY WILL NO MATTER WHAT. Here are a few key security aspects you should take into consideration before getting started:
RDP - Remote Desktop Protocol - These are normally hacked or bruted desktop computers that you connect to from your computer.
If you buy them, you will get an IP Username/Password, which you connect to by going to start>run>typing 'mstsc' without the '', you will be presented with the login screen, and voila you are on someone else's computer.
Socks5 - Is a proxy protocol, which you insert in your browser (on firefox via Tools>Options>Advanced>Network>Connection Settings>Manual Proxy Configuration>SOCKS Host>Tick Socks v5 and insert the IP and Port Number). When you have a CVV, the next step is to get a socks5 in either the same city and state as the card holder, or as close to it as you can find. There are a few different vendors and suppliers that I will give at the end of this guide.
VPN - Virtual Private Network - This will change your IP to wherever the location is of the VPN server. This is used with a application rather than through your browser as with socks. Watch out as some VPN providers will keep logs.
Hacked Routers - These are used more to just stay anonymous while browsing, unless you can get a router in the same city+state as your CVV. The upside to these is that you are on a dedicated line that is less likely to go down and isn't oversold much like many VPN's, and these are rarely blacklisted much like many socks5.
TrueCrypt - A program used to encrypt your hard drive, which requires a password to decrypt upon booting your computer up. I definetly recommend this software, and would also recommend you encrypt your entire hard drive. Remember though, use a STRONG PASSWORD, mixed case, special characters, etc and keep it a min. of 15 characters if you can.
TMAC/SMAC - These are programs used to change your MAC (Media Access Control) address, which is a unique identifier given to your NIC (network interface) card (the card in your computer used to connect to the internet). Also recommended by me.
CCleaner - A VERY handy tool to clean your browsing history (temp files, cookies) and also your Flash cookies, which many people neglect or don't even know about. Flash cookies are stealthier than regular cookies. Flash can install cookies on your computer without your permission by default, and store the same info that regular cookies do (when you visited etc).
Other security aspects to keep in mind
- Don't shit where you sleep, meaning if at all possible, don't card from your home network. If you have a laptop and a means of transportation and somewhere with free public wifi, then by all means USE IT!
- I personally use firefox since it is stable, easy to use, you can load many unique and helpful plugins (tamper data, sniffers, etc).
- Many carders get sloppy over time and will neglect to clear history, or instead of shutting down their computer just put it to sleep so they dont have to wait for it to decrypt, etc. Moral here? DON'T BE A LAZY FUCK!
- Lastly, remember, if they want to get you, they will. If you get arrested, then that usually means they have enough information on you already without even needing your computer, that would just be a plus, so encrypted really doesn't matter at this point. However, it is still a good practice to follow since if they do get it un-encrypted there will probably be more charges to follow.
- Emails - I personally use a new email for every site I card. Either Gmail or Yahoo work good for me.Basics of a Credit Card
Types of Cards
Each credit card company starts their cards with a different number:
3 - American Express (AMEX)
4 - Visa
5 - MasterCard (MC)
6 - Discover (Disco)
Each card company has their own specific types of cards, here are some of the basics:
Classic - a universal payment tool, which was adopted worldwide in any locations designated by the logo of Visa, including ATMs, real and virtual stores, and shops offering goods and services by mail and telephone. This card is intended for those who already have experience in the use of bank cards. She also enjoys popularity among consumers of middle-income, as guaranteed convenience, choice and financial flexibility.
Gold - One of the leading products, has been adopted worldwide and allows you to enjoy
an impressive financial freedom (aka higher limit)
Platinum - These usually have limits over $10,000 (but remember, just because it has a high limit, doesn't mean it isn't already maxed out)
Signature - No preset spending limit - great bin to get
Infinite - Most prestigious card, virtually no limit. Though there are less in circulation so be cautious when buying these, stick with reputable sellers!
Business - Used for small to medium sized businesses, usually has a decent limit.
Corporate - Medium to large size businesses, larger limit than Business.
Black - limited membership, $500 annual fee, high end card, no limit
Standard - comparable to visa classic
Gold - comparable to visa gold
Platinum - comparable to visa plat
World - very high limit
World Elite - virtually no limit, high end card.
Gold - usually around 10k limit
Plat - usually higher limit, around 35k
Centurion - High limit, 75k+ (also known as the black card, not to be confused with visa's black card)
**There are many more cards than this, these are just some of the basics. If I made a mistake on the card descriptions feel free to correct me as I gathered this information from other tutorials, online sources, so some may be outdated/wrong.